NASDAQ /
Sector: Financial Services
/
Sub-Sector: Savings & Cooperative Banks
/
Stock Type: Cyclical
# of Employee: 647
/
Fiscal Year End: 2017-06-30
/
Stock Type: Small Core
USD
/
Exchange Rate: 1
at
2016-11-22
/
Estimation: $Confidential
/
/ $
BofI Holding Inc is a holding company. The Company through its bank holding provides diversified financial services including consumer and business banking products through the branchless distribution channels and affinity partners.
NYCB |
ISBC |
WAFD |
FBC |
PFS |
CFFN |
NWBI |
OCFC |
LOB |
EBSB |
CASH |
KRNY |
UBNK |
FFIC |
HMST |
DCOM |
FDEF |
HONE |
WSBF |
UCFC |
HIFS |
EBTC |
HBCP |
MSBF |
Finance Highlights
| ReportDate | PeriodType | ROE | FCFMargin | FCFPerShar | EquityPerS | ProfitMarg | Continuous | NetMargin | DebtEquity | CurrentRat |
|---|
| 2007-06-25 | Annual | 2.70% | 4.20% | 0.1 | 2.2 | 12.20% | 7.30% | 7.30% | 0.083 | 1.079 |
| 2008-06-25 | Annual | 11.60% | 14.90% | 0.3 | 2.6 | 14.30% | 6.50% | 6.50% | 0.075 | .904 |
| 2009-06-25 | Annual | -11.20% | -14.00% | -0.3 | 2.5 | 23.60% | 10.00% | 10.00% | 0.073 | 1.048 |
| 2010-06-25 | Annual | -11.20% | -15.50% | -0.4 | 3.5 | 44.40% | 22.50% | 22.50% | 0.101 | 1.241 |
| 2011-06-25 | Annual | 2.60% | 3.70% | 0.1 | 3.4 | 39.60% | 20.40% | 20.40% | 0.082 | 1.048 |
| 2012-06-25 | Annual | -26.00% | -40.70% | -1.1 | 4.1 | 43.60% | 22.30% | 22.30% | 0.095 | .897 |
| 2013-06-25 | Annual | 7.30% | 12.00% | 0.4 | 4.9 | 46.40% | 24.70% | 24.70% | 0.095 | .896 |
| 2014-06-25 | Annual | 6.60% | 12.50% | 0.4 | 6.4 | 51.00% | 28.60% | 28.60% | 0.092 | .829 |
| 2015-06-25 | Annual | 22.70% | 44.10% | 2.0 | 8.7 | 55.30% | 30.10% | 30.10% | 0.101 | .885 |
| 2016-06-25 | Annual | 32.30% | 57.50% | 3.4 | 10.6 | 70.60% | 31.10% | 31.10% | 0.099 | .943 |
| 2017-06-25 | Annual | 27.90% | 51.10% | 3.6 | 12.9 | 53.50% | 29.60% | 29.60% | 0.109 | .932 |
Key Ratio Trend
| ReportDate | PeriodType | ROE | FCFMargin | FCFPerShar | EquityPerS | ProfitMarg | Continuous | NetMargin | DebtEquity | CurrentRat |
|---|
| Average | Annual | -0.00% | 4.17% | 19.10% | 21.45% | 9.91% | 5.24% | 5.24% | -1.98% | -1.17% |
| 2008-06-25 | Annual | 329.63% | 254.76% | 431.03% | 21.45% | 17.21% | -10.96% | -10.96% | -9.64% | -16.22% |
| 2009-06-25 | Annual | -196.55% | -193.96% | -192.53% | -3.59% | 65.03% | 53.85% | 53.85% | -2.67% | 15.93% |
| 2010-06-25 | Annual | 0.00% | -10.71% | -36.14% | 35.50% | 88.14% | 125.00% | 125.00% | 38.36% | 18.42% |
| 2011-06-25 | Annual | 123.21% | 123.87% | 122.42% | -1.51% | -10.81% | -9.33% | -9.33% | -18.81% | -15.55% |
| 2012-06-25 | Annual | -1,100.00% | -1,200.00% | -1,335.63% | 21.58% | 10.10% | 9.31% | 9.31% | 15.85% | -14.41% |
| 2013-06-25 | Annual | 128.08% | 129.48% | 133.12% | 17.34% | 6.42% | 10.76% | 10.76% | 0.00% | -0.11% |
| 2014-06-25 | Annual | -9.59% | 4.17% | 19.10% | 32.25% | 9.91% | 15.79% | 15.79% | -3.16% | -7.48% |
| 2015-06-25 | Annual | 243.94% | 252.80% | 365.57% | 35.38% | 8.43% | 5.24% | 5.24% | 9.78% | 6.76% |
| 2016-06-25 | Annual | 42.29% | 30.39% | 74.11% | 22.41% | 27.67% | 3.32% | 3.32% | -1.98% | 6.55% |
| 2017-06-25 | Annual | -13.62% | -11.13% | 4.36% | 20.95% | -24.22% | -4.82% | -4.82% | 10.10% | -1.17% |
| ReportDate | PeriodType | Revenue | Cost | InterestEx | Continuous | NetIncome | DilutedSha | ProfitMarg | Continuous | NetMargin |
|---|
| 2007-06-25 | Annual | 45,766k | 40,188k | 33,738k | 3,319k | 3,319k | 33,411,111 | 12.20% | 7.30% | 7.30% |
| 2008-06-25 | Annual | 64,680k | 55,443k | 45,281k | 4,196k | 4,196k | 31,417,391 | 14.30% | 6.50% | 6.50% |
| 2009-06-25 | Annual | 71,091k | 54,313k | 41,419k | 7,142k | 7,142k | 34,898,112 | 23.60% | 10.00% | 10.00% |
| 2010-06-25 | Annual | 93,888k | 52,236k | 34,953k | 21,128k | 21,128k | 37,586,608 | 44.40% | 22.50% | 22.50% |
| 2011-06-25 | Annual | 100,928k | 60,956k | 34,422k | 20,579k | 20,579k | 43,429,880 | 39.60% | 20.40% | 20.40% |
| 2012-06-25 | Annual | 132,103k | 74,503k | 36,545k | 29,476k | 29,476k | 49,954,220 | 43.60% | 22.30% | 22.30% |
| 2013-06-25 | Annual | 163,364k | 87,613k | 34,026k | 40,291k | 40,291k | 55,277,648 | 46.40% | 24.70% | 24.70% |
| 2014-06-25 | Annual | 195,333k | 95,714k | 35,781k | 55,956k | 55,956k | 57,770,768 | 51.00% | 28.60% | 28.60% |
| 2015-06-25 | Annual | 274,954k | 122,897k | 45,419k | 82,682k | 82,682k | 61,404,364 | 55.30% | 30.10% | 30.10% |
| 2016-06-25 | Annual | 384,047k | 112,756k | 0.0 | 119,291k | 119,291k | 64,271,052 | 70.60% | 31.10% | 31.10% |
| 2017-06-25 | Annual | 455,418k | 211,664k | 74,059k | 134,740k | 134,740k | 64,850,114 | 53.50% | 29.60% | 29.60% |
Income Statement Trend
| ReportDate | PeriodType | Revenue | Cost | InterestEx | Continuous | NetIncome | DilutedSha | ProfitMarg | Continuous | NetMargin |
|---|
| Average | Annual | 23.66% | 16.69% | -1.52% | 38.88% | 38.88% | 6.29% | 9.91% | 5.24% | 5.24% |
| 2008-06-25 | Annual | 41.33% | 37.96% | 34.21% | 26.42% | 26.42% | -5.97% | 17.21% | -10.96% | -10.96% |
| 2009-06-25 | Annual | 9.91% | -2.04% | -8.53% | 70.21% | 70.21% | 11.08% | 65.03% | 53.85% | 53.85% |
| 2010-06-25 | Annual | 32.07% | -3.82% | -15.61% | 195.83% | 195.83% | 7.70% | 88.14% | 125.00% | 125.00% |
| 2011-06-25 | Annual | 7.50% | 16.69% | -1.52% | -2.60% | -2.60% | 15.55% | -10.81% | -9.33% | -9.33% |
| 2012-06-25 | Annual | 30.89% | 22.22% | 6.17% | 43.23% | 43.23% | 15.02% | 10.10% | 9.31% | 9.31% |
| 2013-06-25 | Annual | 23.66% | 17.60% | -6.89% | 36.69% | 36.69% | 10.66% | 6.42% | 10.76% | 10.76% |
| 2014-06-25 | Annual | 19.57% | 9.25% | 5.16% | 38.88% | 38.88% | 4.51% | 9.91% | 15.79% | 15.79% |
| 2015-06-25 | Annual | 40.76% | 28.40% | 26.94% | 47.76% | 47.76% | 6.29% | 8.43% | 5.24% | 5.24% |
| 2016-06-25 | Annual | 39.68% | -8.25% | -100.00% | 44.28% | 44.28% | 4.67% | 27.67% | 3.32% | 3.32% |
| 2017-06-25 | Annual | 18.58% | 87.72% | 0.00% | 12.95% | 12.95% | 0.90% | -24.22% | -4.82% | -4.82% |
| ReportDate | PeriodType | Equity | TotalAsset | TotalLiabi | CurrentAss | CurrentLia | NonCurrent | DebtEquity | CurrentRat |
|---|
| 2007-06-25 | Annual | 72,750k | 947,163k | 874,413k | 507,906k | 547,949k | 326,464k | 0.083 | 1.079 |
| 2008-06-25 | Annual | 83,082k | 1,194,245k | 1,111,163k | 631,413k | 570,704k | 540,459k | 0.075 | .904 |
| 2009-06-25 | Annual | 88,939k | 1,302,208k | 1,213,269k | 618,653k | 648,524k | 564,745k | 0.073 | 1.048 |
| 2010-06-25 | Annual | 129,808k | 1,421,081k | 1,291,273k | 780,410k | 968,180k | 323,093k | 0.101 | 1.241 |
| 2011-06-25 | Annual | 147,766k | 1,940,087k | 1,792,321k | 1,278,629k | 1,340,325k | 451,996k | 0.082 | 1.048 |
| 2012-06-25 | Annual | 206,620k | 2,386,845k | 2,180,225k | 1,799,744k | 1,615,088k | 565,137k | 0.095 | .897 |
| 2013-06-25 | Annual | 268,262k | 3,090,771k | 2,822,509k | 2,333,909k | 2,091,999k | 730,510k | 0.095 | .896 |
| 2014-06-25 | Annual | 370,778k | 4,402,999k | 4,032,221k | 3,668,212k | 3,041,536k | 990,685k | 0.092 | .829 |
| 2015-06-25 | Annual | 533,526k | 5,823,719k | 5,290,193k | 5,031,939k | 4,451,917k | 838,276k | 0.101 | .885 |
| 2016-06-25 | Annual | 683,590k | 7,601,354k | 6,917,764k | 6,409,080k | 6,044,051k | 873,713k | 0.099 | .943 |
| 2017-06-25 | Annual | 834,247k | 8,501,680k | 7,667,433k | 7,399,900k | 6,899,507k | 767,926k | 0.109 | .932 |
Balance Sheet Trend
| ReportDate | PeriodType | Equity | TotalAsset | TotalLiabi | CurrentAss | CurrentLia | NonCurrent | DebtEquity | CurrentRat |
|---|
| Average | Annual | 28.13% | 26.09% | 27.08% | 27.37% | 29.53% | 4.49% | -1.98% | -1.17% |
| 2008-06-25 | Annual | 14.20% | 26.09% | 27.08% | 24.32% | 4.15% | 65.55% | -9.64% | -16.22% |
| 2009-06-25 | Annual | 7.05% | 9.04% | 9.19% | -2.02% | 13.64% | 4.49% | -2.67% | 15.93% |
| 2010-06-25 | Annual | 45.95% | 9.13% | 6.43% | 26.15% | 49.29% | -42.79% | 38.36% | 18.42% |
| 2011-06-25 | Annual | 13.83% | 36.52% | 38.80% | 63.84% | 38.44% | 39.90% | -18.81% | -15.55% |
| 2012-06-25 | Annual | 39.83% | 23.03% | 21.64% | 40.76% | 20.50% | 25.03% | 15.85% | -14.41% |
| 2013-06-25 | Annual | 29.83% | 29.49% | 29.46% | 29.68% | 29.53% | 29.26% | 0.00% | -0.11% |
| 2014-06-25 | Annual | 38.21% | 42.46% | 42.86% | 57.17% | 45.39% | 35.62% | -3.16% | -7.48% |
| 2015-06-25 | Annual | 43.89% | 32.27% | 31.20% | 37.18% | 46.37% | -15.38% | 9.78% | 6.76% |
| 2016-06-25 | Annual | 28.13% | 30.52% | 30.77% | 27.37% | 35.76% | 4.23% | -1.98% | 6.55% |
| 2017-06-25 | Annual | 22.04% | 11.84% | 10.84% | 15.46% | 14.15% | -12.11% | 10.10% | -1.17% |
| ReportDate | PeriodType | OperatingC | CAPEX | FreeCashFl | Investment | FinancialF |
|---|
| 2007-06-25 | Annual | 1,826k | -108k | 1,934k | -190,824k | 203,418k |
| 2008-06-25 | Annual | 9,383k | -281k | 9,664k | -270,725k | 237,898k |
| 2009-06-25 | Annual | -10,146k | -216k | -9,930k | -98,935k | 101,223k |
| 2010-06-25 | Annual | -15m | -420k | -14,580k | -71,919k | 96,718k |
| 2011-06-25 | Annual | 4,115k | 334k | 3,781k | -511,193k | 497,925k |
| 2012-06-25 | Annual | -56,271k | -2,571k | -53,700k | -329,946k | 412,591k |
| 2013-06-25 | Annual | 15,750k | -3,914k | 19,664k | -511,574k | 662,092k |
| 2014-06-25 | Annual | 21,319k | -3,163k | 24,482k | -1,318,172k | 1,250,743k |
| 2015-06-25 | Annual | 116,102k | -5,117k | 121,219k | -1,374,176k | 1,325,364k |
| 2016-06-25 | Annual | 210,644k | -10,239k | 220,883k | -1,587,418k | 1,640,627k |
| 2017-06-25 | Annual | 223,884k | -8,758k | 232,642k | -820,649k | 753,579k |
Cash Flow Trend
| ReportDate | PeriodType | OperatingC | CAPEX | FreeCashFl | Investment | FinancialF |
|---|
| Average | Annual | 35.36% | -61.78% | 24.50% | -15.52% | 5.97% |
| 2008-06-25 | Annual | 413.86% | -160.19% | 399.69% | -41.87% | 16.95% |
| 2009-06-25 | Annual | -208.13% | 23.13% | -202.75% | 63.46% | -57.45% |
| 2010-06-25 | Annual | -47.84% | -94.44% | -46.83% | 27.31% | -4.45% |
| 2011-06-25 | Annual | 127.43% | 179.52% | 125.93% | -610.79% | 414.82% |
| 2012-06-25 | Annual | -1,467.46% | -869.76% | -1,520.26% | 35.46% | -17.14% |
| 2013-06-25 | Annual | 127.99% | -52.24% | 136.62% | -55.05% | 60.47% |
| 2014-06-25 | Annual | 35.36% | 19.19% | 24.50% | -157.67% | 88.91% |
| 2015-06-25 | Annual | 444.59% | -61.78% | 395.14% | -4.25% | 5.97% |
| 2016-06-25 | Annual | 81.43% | -100.10% | 82.22% | -15.52% | 23.79% |
| 2017-06-25 | Annual | 6.29% | 14.46% | 5.32% | 48.30% | -54.07% |
Finance Detail
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