NASDAQ /
Sector: Financial Services
/
Sub-Sector: Savings & Cooperative Banks
/
Stock Type: Cyclical
# of Employee: 426
/
Fiscal Year End: 2016-12-31
/
Stock Type: Small Core
USD
/
Exchange Rate: 1
at
2016-11-22
/
Estimation: $Confidential
/
/ $
Enterprise Bancorp Inc is a holding company for Enterprise Bank and Trust Company. It offers commercial and consumer loan products, and deposit and cash management services.
NYCB |
ISBC |
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BOFI |
FBC |
PFS |
CFFN |
NWBI |
OCFC |
LOB |
EBSB |
CASH |
KRNY |
UBNK |
FFIC |
HMST |
DCOM |
FDEF |
HONE |
WSBF |
UCFC |
HIFS |
HBCP |
LSBK |
Finance Highlights
| ReportDate | PeriodType | ROE | FCFMargin | FCFPerShar | EquityPerS | ProfitMarg | Continuous | NetMargin | DebtEquity | CurrentRat |
|---|
| 2006-12-25 | Annual | 29.40% | 33.60% | 2.7 | 9.2 | 23.50% | 13.70% | 13.70% | 0.085 | 1.160 |
| 2007-12-25 | Annual | 16.20% | 18.70% | 1.7 | 10.2 | 21.20% | 13.20% | 13.20% | 0.090 | 1.059 |
| 2008-12-25 | Annual | 17.20% | 21.30% | 1.8 | 10.6 | 14.20% | 7.60% | 7.60% | 0.084 | 1.016 |
| 2009-12-25 | Annual | 22.50% | 33.40% | 2.7 | 12.1 | 22.00% | 10.90% | 10.90% | 0.090 | 1.075 |
| 2010-12-25 | Annual | 15.00% | 22.90% | 1.8 | 11.8 | 27.20% | 13.90% | 13.90% | 0.091 | 1.107 |
| 2011-12-25 | Annual | 20.30% | 32.80% | 2.5 | 12.6 | 27.00% | 13.80% | 13.80% | 0.094 | 1.086 |
| 2012-12-25 | Annual | 13.10% | 22.70% | 1.8 | 13.4 | 26.60% | 15.40% | 15.40% | 0.091 | 1.098 |
| 2013-12-25 | Annual | 28.00% | 49.90% | 4.0 | 14.1 | 28.00% | 15.90% | 15.90% | 0.089 | 1.092 |
| 2014-12-25 | Annual | 10.70% | 19.60% | 1.6 | 15.2 | 26.00% | 16.10% | 16.10% | 0.090 | 1.073 |
| 2015-12-25 | Annual | 16.40% | 30.10% | 2.7 | 16.1 | 28.00% | 16.40% | 16.40% | 0.086 | 1.101 |
| 2016-12-25 | Annual | 16.30% | 32.70% | 3.2 | 19.5 | 28.90% | 17.60% | 17.60% | 0.093 | 1.138 |
| 2017-12-25 | Annual | 16.40% | 31.40% | 3.3 | 19.9 | 30.70% | 16.10% | 16.10% | 0.090 | 1.091 |
| 2018-12-25 | Annual | 18.40% | 34.90% | 4.0 | 21.7 | 29.60% | 21.40% | 21.40% | .094 | 1.089 |
Key Ratio Trend
| ReportDate | PeriodType | ROE | FCFMargin | FCFPerShar | EquityPerS | ProfitMarg | Continuous | NetMargin | DebtEquity | CurrentRat |
|---|
| Average | Annual | 0.61% | 8.64% | 10.04% | 6.64% | -0.74% | 1.86% | 1.86% | 1.11% | -0.55% |
| 2007-12-25 | Annual | -44.90% | -44.35% | -38.54% | 11.62% | -9.79% | -3.65% | -3.65% | 5.88% | -8.71% |
| 2008-12-25 | Annual | 6.17% | 13.90% | 10.04% | 3.49% | -33.02% | -42.42% | -42.42% | -6.67% | -4.06% |
| 2009-12-25 | Annual | 30.81% | 56.81% | 49.78% | 14.27% | 54.93% | 43.42% | 43.42% | 7.14% | 5.81% |
| 2010-12-25 | Annual | -33.33% | -31.44% | -35.22% | -2.70% | 23.64% | 27.52% | 27.52% | 1.11% | 2.98% |
| 2011-12-25 | Annual | 35.33% | 43.23% | 44.34% | 6.64% | -0.74% | -0.72% | -0.72% | 3.30% | -1.90% |
| 2012-12-25 | Annual | -35.47% | -30.79% | -30.91% | 7.06% | -1.48% | 11.59% | 11.59% | -3.19% | 1.10% |
| 2013-12-25 | Annual | 113.74% | 119.82% | 124.87% | 5.29% | 5.26% | 3.25% | 3.25% | -2.20% | -0.55% |
| 2014-12-25 | Annual | -61.79% | -60.72% | -59.04% | 7.52% | -7.14% | 1.26% | 1.26% | 1.12% | -1.74% |
| 2015-12-25 | Annual | 53.27% | 53.57% | 63.69% | 6.13% | 7.69% | 1.86% | 1.86% | -4.44% | 2.61% |
| 2016-12-25 | Annual | -0.61% | 8.64% | 19.28% | 20.52% | 3.21% | 7.32% | 7.32% | 8.14% | 3.36% |
| 2017-12-25 | Annual | 0.61% | -3.98% | 2.78% | 2.26% | 6.23% | -8.52% | -8.52% | -3.23% | -4.13% |
| 2018-12-25 | Annual | 12.20% | 11.15% | 23.13% | 9.21% | -3.58% | 32.92% | 32.92% | 4.44% | -0.18% |
| ReportDate | PeriodType | Revenue | Cost | InterestEx | Continuous | NetIncome | DilutedSha | ProfitMarg | Continuous | NetMargin |
|---|
| 2006-12-25 | Annual | 67,327k | 51,491k | 18,951k | 9,234k | 9,234k | 8,408,441 | 23.50% | 13.70% | 13.70% |
| 2007-12-25 | Annual | 75,145k | 59,202k | 24,358k | 9,898k | 9,898k | 8,507,035 | 21.20% | 13.20% | 13.20% |
| 2008-12-25 | Annual | 73,398k | 62,996k | 21,410k | 5,548k | 5,548k | 8,606,510 | 14.20% | 7.60% | 7.60% |
| 2009-12-25 | Annual | 72,614k | 56,604k | 13,896k | 7,946k | 7,946k | 8,900,639 | 22.00% | 10.90% | 10.90% |
| 2010-12-25 | Annual | 76,592k | 55,741k | 10,060k | 10,640k | 10,640k | 9,913,496 | 27.20% | 13.90% | 13.90% |
| 2011-12-25 | Annual | 79,033k | 57,731k | 8,643k | 10,944k | 10,944k | 10,154,815 | 27.00% | 13.80% | 13.80% |
| 2012-12-25 | Annual | 80,580k | 59,107k | 6,495k | 12,375k | 12,375k | 10,385,902 | 26.60% | 15.40% | 15.40% |
| 2013-12-25 | Annual | 84,914k | 61,155k | 5,331k | 13,529k | 13,529k | 10,697,601 | 28.00% | 15.90% | 15.90% |
| 2014-12-25 | Annual | 90,905k | 67,274k | 5,243k | 14,651k | 14,651k | 10,975,650 | 26.00% | 16.10% | 16.10% |
| 2015-12-25 | Annual | 98,438k | 70,909k | 5,177k | 16,148k | 16,148k | 11,169,906 | 28.00% | 16.40% | 16.40% |
| 2016-12-25 | Annual | 106,756k | 75,851k | 5,523k | 18,751k | 18,751k | 11,039,511 | 28.90% | 17.60% | 17.60% |
| 2017-12-25 | Annual | 120,706k | 83,655k | 7,510k | 19,393k | 19,393k | 11,651,763 | 30.70% | 16.10% | 16.10% |
| 2018-12-25 | Annual | 134,893k | 94,946k | 14,068k | 28,881k | 28,881k | 11,750,462 | 29.60% | 21.40% | 21.40% |
Income Statement Trend
| ReportDate | PeriodType | Revenue | Cost | InterestEx | Continuous | NetIncome | DilutedSha | ProfitMarg | Continuous | NetMargin |
|---|
| Average | Annual | 5.48% | 5.40% | -12.10% | 9.33% | 9.33% | 2.28% | -0.74% | 1.86% | 1.86% |
| 2007-12-25 | Annual | 11.61% | 14.98% | 28.53% | 7.19% | 7.19% | 1.17% | -9.79% | -3.65% | -3.65% |
| 2008-12-25 | Annual | -2.32% | 6.41% | -12.10% | -43.95% | -43.95% | 1.17% | -33.02% | -42.42% | -42.42% |
| 2009-12-25 | Annual | -1.07% | -10.15% | -35.10% | 43.22% | 43.22% | 3.42% | 54.93% | 43.42% | 43.42% |
| 2010-12-25 | Annual | 5.48% | -1.52% | -27.61% | 33.90% | 33.90% | 11.38% | 23.64% | 27.52% | 27.52% |
| 2011-12-25 | Annual | 3.19% | 3.57% | -14.09% | 2.86% | 2.86% | 2.43% | -0.74% | -0.72% | -0.72% |
| 2012-12-25 | Annual | 1.96% | 2.38% | -24.85% | 13.08% | 13.08% | 2.28% | -1.48% | 11.59% | 11.59% |
| 2013-12-25 | Annual | 5.38% | 3.46% | -17.92% | 9.33% | 9.33% | 3.00% | 5.26% | 3.25% | 3.25% |
| 2014-12-25 | Annual | 7.06% | 10.01% | -1.65% | 8.29% | 8.29% | 2.60% | -7.14% | 1.26% | 1.26% |
| 2015-12-25 | Annual | 8.29% | 5.40% | -1.26% | 10.22% | 10.22% | 1.77% | 7.69% | 1.86% | 1.86% |
| 2016-12-25 | Annual | 8.45% | 6.97% | 6.68% | 16.12% | 16.12% | -1.17% | 3.21% | 7.32% | 7.32% |
| 2017-12-25 | Annual | 13.07% | 10.29% | 35.98% | 3.42% | 3.42% | 5.55% | 6.23% | -8.52% | -8.52% |
| 2018-12-25 | Annual | 11.75% | 13.50% | 87.32% | 48.92% | 48.92% | 0.85% | -3.58% | 32.92% | 32.92% |
| ReportDate | PeriodType | Equity | TotalAsset | TotalLiabi | CurrentAss | CurrentLia | NonCurrent | DebtEquity | CurrentRat |
|---|
| 2006-12-25 | Annual | 77,043k | 979,259k | 902,216k | 748,173k | 867,522k | 34,694k | 0.085 | 1.160 |
| 2007-12-25 | Annual | 87,012k | 1,057,666k | 970,654k | 820,274k | 868,786k | 101,868k | 0.090 | 1.059 |
| 2008-12-25 | Annual | 91,104k | 1,180,477k | 1,089,373k | 933,372k | 947,903k | 141,470k | 0.084 | 1.016 |
| 2009-12-25 | Annual | 107,664k | 1,304,001k | 1,196,337k | 1,064,612k | 1,144,948k | 51,389k | 0.090 | 1.075 |
| 2010-12-25 | Annual | 116,673k | 1,397,321k | 1,280,648k | 1,123,931k | 1,244,071k | 36,577k | 0.091 | 1.107 |
| 2011-12-25 | Annual | 127,448k | 1,489,163k | 1,361,715k | 1,227,329k | 1,333,158k | 28,557k | 0.094 | 1.086 |
| 2012-12-25 | Annual | 139,549k | 1,665,726k | 1,526,177k | 1,343,958k | 1,475,027k | 51,150k | 0.091 | 1.098 |
| 2013-12-25 | Annual | 151,334k | 1,849,925k | 1,698,591k | 1,498,344k | 1,635,992k | 62,599k | 0.089 | 1.092 |
| 2014-12-25 | Annual | 166,950k | 2,022,228k | 1,855,278k | 1,647,854k | 1,768,546k | 86,732k | 0.090 | 1.073 |
| 2015-12-25 | Annual | 180,327k | 2,285,531k | 2,105,204k | 1,832,663k | 2,018,148k | 87,056k | 0.086 | 1.101 |
| 2016-12-25 | Annual | 214,786k | 2,526,269k | 2,311,483k | 1,992,956k | 2,268,921k | 42,562k | 0.093 | 1.138 |
| 2017-12-25 | Annual | 231,810k | 2,817,564k | 2,585,754k | 2,237,197k | 2,441,362k | 144,392k | 0.090 | 1.091 |
| 2018-12-25 | Annual | 255,297k | 2,964,358k | 2,709,061k | 2,354,358k | 2,564,782k | 144,279k | .094 | 1.089 |
Balance Sheet Trend
| ReportDate | PeriodType | Equity | TotalAsset | TotalLiabi | CurrentAss | CurrentLia | NonCurrent | DebtEquity | CurrentRat |
|---|
| Average | Annual | 9.24% | 10.46% | 9.80% | 9.64% | 8.66% | 0.37% | 1.11% | -0.55% |
| 2007-12-25 | Annual | 12.94% | 8.01% | 7.59% | 9.64% | 0.15% | 193.62% | 5.88% | -8.71% |
| 2008-12-25 | Annual | 4.70% | 11.61% | 12.23% | 13.79% | 9.11% | 38.88% | -6.67% | -4.06% |
| 2009-12-25 | Annual | 18.18% | 10.46% | 9.82% | 14.06% | 20.79% | -63.67% | 7.14% | 5.81% |
| 2010-12-25 | Annual | 8.37% | 7.16% | 7.05% | 5.57% | 8.66% | -28.82% | 1.11% | 2.98% |
| 2011-12-25 | Annual | 9.24% | 6.57% | 6.33% | 9.20% | 7.16% | -21.93% | 3.30% | -1.90% |
| 2012-12-25 | Annual | 9.49% | 11.86% | 12.08% | 9.50% | 10.64% | 79.12% | -3.19% | 1.10% |
| 2013-12-25 | Annual | 8.45% | 11.06% | 11.30% | 11.49% | 10.91% | 22.38% | -2.20% | -0.55% |
| 2014-12-25 | Annual | 10.32% | 9.31% | 9.22% | 9.98% | 8.10% | 38.55% | 1.12% | -1.74% |
| 2015-12-25 | Annual | 8.01% | 13.02% | 13.47% | 11.22% | 14.11% | 0.37% | -4.44% | 2.61% |
| 2016-12-25 | Annual | 19.11% | 10.53% | 9.80% | 8.75% | 12.43% | -51.11% | 8.14% | 3.36% |
| 2017-12-25 | Annual | 7.93% | 11.53% | 11.87% | 12.26% | 7.60% | 239.25% | -3.23% | -4.13% |
| 2018-12-25 | Annual | 10.13% | 5.21% | 4.77% | 5.24% | 5.06% | -0.08% | 4.44% | -0.18% |
| ReportDate | PeriodType | OperatingC | CAPEX | FreeCashFl | Investment | FinancialF |
|---|
| 2006-12-25 | Annual | 15,681k | -6,945k | 22,626k | -50,897k | 47,722k |
| 2007-12-25 | Annual | 8,149k | -5,920k | 14,069k | -93,080k | 66,762k |
| 2008-12-25 | Annual | 10,607k | -5,060k | 15,667k | -135,254k | 117,205k |
| 2009-12-25 | Annual | 19,833k | -4,427k | 24,260k | -120,148k | 107,649k |
| 2010-12-25 | Annual | 12,076k | -5,429k | 17,505k | -76,989k | 87,309k |
| 2011-12-25 | Annual | 20,453k | -5,433k | 25,886k | -111,990k | 75,662k |
| 2012-12-25 | Annual | 13,956k | -4,330k | 18,286k | -161,837k | 161,485k |
| 2013-12-25 | Annual | 35,784k | -6,580k | 42,364k | -204,303k | 169,517k |
| 2014-12-25 | Annual | 13,140k | -4,667k | 17,807k | -179,286k | 152,559k |
| 2015-12-25 | Annual | 25,723k | -3,938k | 29,661k | -259,860k | 245,486k |
| 2016-12-25 | Annual | 27,039k | -7,918k | 34,957k | -252,508k | 224,449k |
| 2017-12-25 | Annual | 37,931k | 0.0 | 37,931k | -279,143k | 245,543k |
| 2018-12-25 | Annual | 41,801k | -5,297k | 47,098k | -162,826k | 129,339k |
Cash Flow Trend
| ReportDate | PeriodType | OperatingC | CAPEX | FreeCashFl | Investment | FinancialF |
|---|
| Average | Annual | 10.20% | 12.51% | 11.36% | -26.24% | -8.15% |
| 2007-12-25 | Annual | -48.03% | 14.76% | -37.82% | -82.88% | 39.90% |
| 2008-12-25 | Annual | 30.16% | 14.53% | 11.36% | -45.31% | 75.56% |
| 2009-12-25 | Annual | 86.98% | 12.51% | 54.85% | 11.17% | -8.15% |
| 2010-12-25 | Annual | -39.11% | -22.63% | -27.84% | 35.92% | -18.89% |
| 2011-12-25 | Annual | 69.37% | -0.07% | 47.88% | -45.46% | -13.34% |
| 2012-12-25 | Annual | -31.77% | 20.30% | -29.36% | -44.51% | 113.43% |
| 2013-12-25 | Annual | 156.41% | -51.96% | 131.67% | -26.24% | 4.97% |
| 2014-12-25 | Annual | -63.28% | 29.07% | -57.97% | 12.25% | -10.00% |
| 2015-12-25 | Annual | 95.76% | 15.62% | 66.57% | -44.94% | 60.91% |
| 2016-12-25 | Annual | 5.12% | -101.07% | 17.86% | 2.83% | -8.57% |
| 2017-12-25 | Annual | 40.28% | 100.00% | 8.51% | -10.55% | 9.40% |
| 2018-12-25 | Annual | 10.20% | 0.00% | 24.17% | 41.67% | -47.33% |
Finance Detail
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Note