Highlights :
Key Ratio H /
Income H /
Balance Sheet H /
Cash Flow H |
Details :
Income D /
Balance Sheet D /
Cash Flow D |

NYSE / Sector: Financial Services / Sub-Sector: Savings & Cooperative Banks / Stock Type: Cyclical
# of Employee: 2,881 / Fiscal Year End: 2016-12-31 / Stock Type: Small Value
USD / Exchange Rate: 1 at 2016-11-22 / Estimation: $Confidential /

/ $

Flagstar Bancorp, Inc., is a savings and loan holding company. The Company through its subsidiaries is engaged in offering consumer and commercial financial products and services to individuals, and small and middle market businesses in Michigan.

Competitors | QuarterReport

Competitors List | Key Matrix Details

Finance Highlights

Key Ratio Highlights | Key Ratio H | Income H | Balance H | Cash H | Income D | Balance D | Cash D | Top

ReportDate	PeriodType	ROE	FCFMargin	FCFPerShar	EquityPerS	ProfitMarg	Continuous	NetMargin	DebtEquity	CurrentRat
2006-12-25	Annual	-24.90%	-20.10%	-314.3	1,263.7	14.10%	7.50%	7.50%	0.055	.611
2007-12-25	Annual	-201.90%	-136.80%	-2,282.5	1,130.7	2.90%	-3.80%	-3.80%	0.046	.714
2008-12-25	Annual	-617.40%	-321.10%	-4,041.3	654.6	-8.70%	-30.30%	-30.30%	0.034	1.280
2009-12-25	Annual	-139.80%	-68.80%	-262.6	187.9	5.20%	-41.00%	-41.00%	0.044	.958
2010-12-25	Annual	-75.60%	-100.10%	-59.0	78.0	5.60%	-39.40%	-39.40%	0.102	.928
2011-12-25	Annual	53.60%	68.00%	10.4	19.5	-0.40%	-21.40%	-21.40%	0.086	.902
2012-12-25	Annual	-30.60%	-23.60%	-6.3	20.6	21.90%	4.60%	4.60%	0.090	.760
2013-12-25	Annual	-11.20%	-16.30%	-2.8	25.2	-8.00%	27.20%	27.20%	0.179	.930
2014-12-25	Annual	-590.90%	-1,254.50%	-144.2	24.4	4.30%	-10.70%	-10.70%	0.162	1.084
2015-12-25	Annual	-621.40%	-1,151.60%	-166.2	26.7	26.80%	19.20%	19.20%	0.125	.860
2016-12-25	Annual	-1,220.70%	-1,804.00%	-283.1	23.2	27.70%	18.90%	18.90%	0.105	.930
2017-12-25	Annual	-1,800.90%	-2,527.00%	-433.0	24.0	21.80%	6.30%	6.30%	0.090	.734
2018-12-25	Annual	-1,484.50%	-2,236.80%	-399.6	26.9	21.50%	17.90%	17.90%	.093	.936

Key Ratio Trend

ReportDate	PeriodType	ROE	FCFMargin	FCFPerShar	EquityPerS	ProfitMarg	Continuous	NetMargin	DebtEquity	CurrentRat
Average	Annual	-47.53%	-45.49%	-52.95%	-10.53%	-1.38%	-1.56%	-1.56%	-14.29%	-2.80%
2007-12-25	Annual	-710.84%	-580.60%	-626.13%	-10.53%	-79.43%	-150.67%	-150.67%	-16.36%	16.86%
2008-12-25	Annual	-205.79%	-134.72%	-77.05%	-42.11%	-400.00%	-697.37%	-697.37%	-26.09%	79.27%
2009-12-25	Annual	77.36%	78.57%	93.50%	-71.30%	159.77%	-35.31%	-35.31%	29.41%	-25.16%
2010-12-25	Annual	45.92%	-45.49%	77.55%	-58.50%	7.69%	3.90%	3.90%	131.82%	-3.13%
2011-12-25	Annual	170.90%	167.93%	117.69%	-75.02%	-107.14%	45.69%	45.69%	-15.69%	-2.80%
2012-12-25	Annual	-157.09%	-134.71%	-160.59%	5.92%	5,575.00%	121.50%	121.50%	4.65%	-15.74%
2013-12-25	Annual	63.40%	30.93%	55.22%	22.29%	-136.53%	491.30%	491.30%	98.89%	22.37%
2014-12-25	Annual	-5,175.89%	-7,596.32%	-4,996.15%	-3.26%	153.75%	-139.34%	-139.34%	-9.50%	16.56%
2015-12-25	Annual	-5.16%	8.20%	-15.24%	9.59%	523.26%	279.44%	279.44%	-22.84%	-20.66%
2016-12-25	Annual	-96.44%	-56.65%	-70.35%	-13.28%	3.36%	-1.56%	-1.56%	-16.00%	8.14%
2017-12-25	Annual	-47.53%	-40.08%	-52.95%	3.67%	-21.30%	-66.67%	-66.67%	-14.29%	-21.08%
2018-12-25	Annual	17.57%	11.48%	7.72%	11.94%	-1.38%	184.13%	184.13%	3.33%	27.52%

Income Statement Highlights | Key Ratio H | Income H | Balance H | Cash H | Income D | Balance D | Cash D | Top

ReportDate	PeriodType	Revenue	Cost	InterestEx	Continuous	NetIncome	DilutedSha	ProfitMarg	Continuous	NetMargin
2006-12-25	Annual	1,003,027k	861,556k	585,919k	75,202k	75,202k	642,752	14.10%	7.50%	7.50%
2007-12-25	Annual	1,022,624k	993,141k	695,631k	-39,225k	-39,225k	612,891	2.90%	-3.80%	-3.80%
2008-12-25	Annual	908,120k	987,524k	555,472k	-275,407k	-275,407k	721,530	-8.70%	-30.30%	-30.30%
2009-12-25	Annual	1,212,624k	1,149,924k	477,798k	-496,678k	-496,678k	3,176,560	5.20%	-41.00%	-41.00%
2010-12-25	Annual	951,417k	897,773k	322,118k	-374,813k	-374,813k	16,156,500	5.60%	-39.40%	-39.40%
2011-12-25	Annual	850,925k	854,716k	220,036k	-181,778k	-181,778k	55,434,300	-0.40%	-21.40%	-21.40%
2012-12-25	Annual	1,502,212k	1,173,434k	183,739k	68,376k	68,376k	56,194,k	21.90%	4.60%	4.60%
2013-12-25	Annual	983,030k	1,062,151k	144,036k	266,987k	266,987k	56,518,181	-8.00%	27.20%	27.20%
2014-12-25	Annual	646,626k	618,517k	39,271k	-69,465k	-69,465k	56,246,528	4.30%	-10.70%	-10.70%
2015-12-25	Annual	825m	604m	68m	158m	158m	57,164,523	26.80%	19.20%	19.20%
2016-12-25	Annual	904m	654m	94m	171m	171m	57,597,667	27.70%	18.90%	18.90%
2017-12-25	Annual	997m	780m	137m	63m	63m	58,178,343	21.80%	6.30%	6.30%
2018-12-25	Annual	1,042m	818m	186m	187m	187m	58,322,950	21.50%	17.90%	17.90%

Income Statement Trend

ReportDate	PeriodType	Revenue	Cost	InterestEx	Continuous	NetIncome	DilutedSha	ProfitMarg	Continuous	NetMargin
Average	Annual	1.95%	-0.57%	-16.50%	8.23%	8.23%	1.01%	-1.38%	-1.56%	-1.56%
2007-12-25	Annual	1.95%	15.27%	18.72%	-152.16%	-152.16%	-4.65%	-79.43%	-150.67%	-150.67%
2008-12-25	Annual	-11.20%	-0.57%	-20.15%	-602.12%	-602.12%	17.73%	-400.00%	-697.37%	-697.37%
2009-12-25	Annual	33.53%	16.45%	-13.98%	-80.34%	-80.34%	340.25%	159.77%	-35.31%	-35.31%
2010-12-25	Annual	-21.54%	-21.93%	-32.58%	24.54%	24.54%	408.62%	7.69%	3.90%	3.90%
2011-12-25	Annual	-10.56%	-4.80%	-31.69%	51.50%	51.50%	243.11%	-107.14%	45.69%	45.69%
2012-12-25	Annual	76.54%	37.29%	-16.50%	137.62%	137.62%	1.37%	5,575.00%	121.50%	121.50%
2013-12-25	Annual	-34.56%	-9.48%	-21.61%	290.47%	290.47%	0.58%	-136.53%	491.30%	491.30%
2014-12-25	Annual	-34.22%	-41.77%	-72.74%	-126.02%	-126.02%	-0.48%	153.75%	-139.34%	-139.34%
2015-12-25	Annual	27.59%	-2.35%	73.16%	327.45%	327.45%	1.63%	523.26%	279.44%	279.44%
2016-12-25	Annual	9.58%	8.28%	38.24%	8.23%	8.23%	0.76%	3.36%	-1.56%	-1.56%
2017-12-25	Annual	10.29%	19.27%	45.74%	-63.16%	-63.16%	1.01%	-21.30%	-66.67%	-66.67%
2018-12-25	Annual	4.51%	4.87%	35.77%	196.83%	196.83%	0.25%	-1.38%	184.13%	184.13%

Balance Sheet Highlights | Key Ratio H | Income H | Balance H | Cash H | Income D | Balance D | Cash D | Top

ReportDate	PeriodType	Equity	TotalAsset	TotalLiabi	CurrentAss	CurrentLia	NonCurrent	DebtEquity	CurrentRat
2006-12-25	Annual	812,234k	15,497,205k	14,684,971k	12,082,701k	7,379,295k	7,305,676k	0.055	.611
2007-12-25	Annual	692,978k	15,792,736k	15,099,758k	11,541,707k	8,236,744k	6,863,014k	0.046	.714
2008-12-25	Annual	472,293k	14,203,657k	13,731,364k	10,190,801k	13,041,005k	690,359k	0.034	1.280
2009-12-25	Annual	596,724k	14,013,331k	13,416,607k	9,160,412k	8,778,469k	4,638,138k	0.044	.958
2010-12-25	Annual	1,259,663k	13,643,504k	12,383,841k	8,616,683k	7,998,099k	4,385,742k	0.102	.928
2011-12-25	Annual	1,079,716k	13,637,473k	12,557,757k	8,521,472k	7,689,988k	4,867,769k	0.086	.902
2012-12-25	Annual	1,159,362k	14,082,012k	12,922,650k	10,914,163k	8,294,295k	4,628,355k	0.090	.760
2013-12-25	Annual	1,425,874k	9,407,301k	7,981,427k	6,602,864k	6,140,326k	1,841,101k	0.179	.930
2014-12-25	Annual	1,372,821k	9,839,851k	8,467,030k	6,522,705k	7,068,606k	1,398,424k	0.162	1.084
2015-12-25	Annual	1,529m	13,715m	12,186m	9,226m	7,935m	4,251m	0.125	.860
2016-12-25	Annual	1,336m	14,053m	12,717m	9,465m	8,800m	3,917m	0.105	.930
2017-12-25	Annual	1,399m	16,912m	15,513m	12,165m	8,934m	6,579m	0.090	.734
2018-12-25	Annual	1,570m	18,531m	16,961m	13,221m	12,380m	4,581m	.093	.936

Balance Sheet Trend

ReportDate	PeriodType	Equity	TotalAsset	TotalLiabi	CurrentAss	CurrentLia	NonCurrent	DebtEquity	CurrentRat
Average	Annual	4.72%	1.91%	2.82%	-1.21%	7.86%	-6.06%	-14.29%	-2.80%
2007-12-25	Annual	-14.68%	1.91%	2.82%	-4.48%	11.62%	-6.06%	-16.36%	16.86%
2008-12-25	Annual	-31.85%	-10.06%	-9.06%	-11.70%	58.33%	-89.94%	-26.09%	79.27%
2009-12-25	Annual	26.35%	-1.34%	-2.29%	-10.11%	-32.69%	571.84%	29.41%	-25.16%
2010-12-25	Annual	111.10%	-2.64%	-7.70%	-5.94%	-8.89%	-5.44%	131.82%	-3.13%
2011-12-25	Annual	-14.29%	-0.04%	1.40%	-1.10%	-3.85%	10.99%	-15.69%	-2.80%
2012-12-25	Annual	7.38%	3.26%	2.91%	28.08%	7.86%	-4.92%	4.65%	-15.74%
2013-12-25	Annual	22.99%	-33.20%	-38.24%	-39.50%	-25.97%	-60.22%	98.89%	22.37%
2014-12-25	Annual	-3.72%	4.60%	6.08%	-1.21%	15.12%	-24.04%	-9.50%	16.56%
2015-12-25	Annual	11.38%	39.38%	43.92%	41.44%	12.26%	203.99%	-22.84%	-20.66%
2016-12-25	Annual	-12.62%	2.46%	4.36%	2.59%	10.90%	-7.86%	-16.00%	8.14%
2017-12-25	Annual	4.72%	20.34%	21.99%	28.53%	1.52%	67.96%	-14.29%	-21.08%
2018-12-25	Annual	12.22%	9.57%	9.33%	8.68%	38.57%	-30.37%	3.33%	27.52%

Cash Flow Highlights | Key Ratio H | Income H | Balance H | Cash H | Income D | Balance D | Cash D | Top

ReportDate	PeriodType	OperatingC	CAPEX	FreeCashFl	Investment	FinancialF
2006-12-25	Annual	-82,687k	119,357k	-202,044k	14,951k	143,809k
2007-12-25	Annual	-1,404,044k	-5,102k	-1,398,942k	831,141k	635,836k
2008-12-25	Annual	-2,945,252k	-29,327k	-2,915,925k	4,439,110k	-1,327,122k
2009-12-25	Annual	-845,883k	-11,605k	-834,278k	1,240,036k	181,431k
2010-12-25	Annual	-963,300k	-10,820k	-952,480k	973,045k	-138,700k
2011-12-25	Annual	591,669k	13,439k	578,230k	-1,484,161k	670,016k
2012-12-25	Annual	-389,815k	-34,673k	-355,142k	551,842k	59,708k
2013-12-25	Annual	-195,938k	-35,979k	-159,959k	4,161,975k	-4,638,325k
2014-12-25	Annual	-8,144,970k	-33,027k	-8,111,943k	7,509,052k	491,427k
2015-12-25	Annual	-9,547m	-46m	-9,501m	5,885m	3,734m
2016-12-25	Annual	-16,360m	-52m	-16,308m	16,201m	109m
2017-12-25	Annual	-25,291m	-97m	-25,194m	22,494m	2,843m
2018-12-25	Annual	-23,378m	-71m	-23,307m	24,607m	-1,020m

Cash Flow Trend

ReportDate	PeriodType	OperatingC	CAPEX	FreeCashFl	Investment	FinancialF
Average	Annual	-54.59%	-13.04%	-54.49%	38.84%	-91.09%
2007-12-25	Annual	-1,598.02%	-104.27%	-592.39%	5,459.10%	342.14%
2008-12-25	Annual	-109.77%	-474.81%	-108.44%	434.10%	-308.72%
2009-12-25	Annual	71.28%	60.43%	71.39%	-72.07%	113.67%
2010-12-25	Annual	-13.88%	6.76%	-14.17%	-21.53%	-176.45%
2011-12-25	Annual	161.42%	224.21%	160.71%	-252.53%	583.07%
2012-12-25	Annual	-165.88%	-358.00%	-161.42%	137.18%	-91.09%
2013-12-25	Annual	49.74%	-3.77%	54.96%	654.20%	-7,868.35%
2014-12-25	Annual	-4,056.91%	8.20%	-4,971.26%	80.42%	110.59%
2015-12-25	Annual	-17.21%	-39.28%	-17.12%	-21.63%	659.83%
2016-12-25	Annual	-71.36%	-13.04%	-71.65%	175.29%	-97.08%
2017-12-25	Annual	-54.59%	-86.54%	-54.49%	38.84%	2,508.26%
2018-12-25	Annual	7.56%	26.80%	7.49%	9.39%	-135.88%

Finance Detail

Income Statement Details | Key Ratio H | Income H | Balance H | Cash H | Income D | Balance D | Cash D | Top

{##IncomeSheetDetail}

Balance Sheet Details | Key Ratio H | Income H | Balance H | Cash H | Income D | Balance D | Cash D | Top

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Cash Flow Details | Key Ratio H | Income H | Balance H | Cash H | Income D | Balance D | Cash D | Top

{##CashFlowDetail}

FBC