NASDAQ /
Sector: Financial Services
/
Sub-Sector: Savings & Cooperative Banks
/
Stock Type: Cyclical
# of Employee: 428
/
Fiscal Year End: 2016-12-31
/
Stock Type: Small Core
USD
/
Exchange Rate: 1
at
2016-11-22
/
Estimation: $Confidential
/
/ $
United Community Financial Corporation through its subsidiary provides consumer banking, business banking and investment services in Ohio and western Pennsylvania.
NYCB |
PBCT |
ISBC |
WAFD |
CFFN |
NWBI |
PFS |
AF |
FBC |
BOFI |
KRNY |
BHLB |
EBSB |
UBNK |
CASH |
FFIC |
HMST |
DCOM |
OCFC |
HONE |
LOB |
WSBF |
FDEF |
BKMU |
Finance Highlights
| ReportDate | PeriodType | ROE | FCFMargin | FCFPerShar | EquityPerS | ProfitMarg | Continuous | NetMargin | DebtEquity | CurrentRat |
|---|
| 2006-12-25 | Annual | 20.50% | 28.10% | 1.9 | 9.3 | 20.20% | 11.70% | 11.70% | 0.116 | .799 |
| 2007-12-25 | Annual | 22.20% | 27.60% | 2.0 | 8.9 | 16.20% | 1.90% | 1.90% | 0.108 | .807 |
| 2008-12-25 | Annual | 40.10% | 57.50% | 3.2 | 8.0 | -9.20% | -21.50% | -21.50% | 0.099 | .850 |
| 2009-12-25 | Annual | 21.40% | 32.30% | 1.6 | 7.4 | 18.00% | -11.50% | -11.50% | 0.104 | .943 |
| 2010-12-25 | Annual | 18.40% | 24.40% | 1.1 | 5.8 | 18.80% | -28.10% | -28.10% | 0.087 | 1.018 |
| 2011-12-25 | Annual | 17.60% | 27.80% | 1.1 | 6.1 | 20.80% | 0.20% | 0.20% | 0.102 | 1.141 |
| 2012-12-25 | Annual | 14.50% | 24.50% | 0.8 | 5.2 | 17.80% | -20.20% | -20.20% | 0.104 | 1.355 |
| 2013-12-25 | Annual | 15.60% | 32.20% | 0.6 | 3.9 | 17.00% | 11.90% | 11.90% | 0.112 | 1.346 |
| 2014-12-25 | Annual | -0.30% | -0.90% | -0.0 | 4.8 | 12.00% | 65.20% | 65.20% | 0.151 | 1.153 |
| 2015-12-25 | Annual | 6.30% | 18.10% | 0.3 | 5.1 | 30.80% | 19.10% | 19.10% | 0.140 | 1.062 |
| 2016-12-25 | Annual | 4.40% | 11.90% | 0.2 | 5.3 | 34.90% | 20.30% | 20.30% | 0.129 | .967 |
| 2017-12-25 | Annual | 17.00% | 42.10% | 1.0 | 5.9 | 31.40% | 18.30% | 18.30% | 0.125 | .939 |
| 2018-12-25 | Annual | 14.50% | 33.00% | 0.9 | 6.2 | 34.10% | 27.30% | 27.30% | .124 | .976 |
Key Ratio Trend
| ReportDate | PeriodType | ROE | FCFMargin | FCFPerShar | EquityPerS | ProfitMarg | Continuous | NetMargin | DebtEquity | CurrentRat |
|---|
| Average | Annual | -14.02% | -11.87% | -19.26% | -4.51% | -4.49% | -9.85% | -9.85% | -3.10% | 1.00% |
| 2007-12-25 | Annual | 8.29% | -1.78% | 3.35% | -4.51% | -19.80% | -83.76% | -83.76% | -6.90% | 1.00% |
| 2008-12-25 | Annual | 80.63% | 108.33% | 62.03% | -10.28% | -156.79% | -1,231.58% | -1,231.58% | -8.33% | 5.33% |
| 2009-12-25 | Annual | -46.63% | -43.83% | -50.59% | -7.39% | 295.65% | 46.51% | 46.51% | 5.05% | 10.94% |
| 2010-12-25 | Annual | -14.02% | -24.46% | -32.89% | -21.72% | 4.44% | -144.35% | -144.35% | -16.35% | 7.95% |
| 2011-12-25 | Annual | -4.35% | 13.93% | 1.13% | 5.24% | 10.64% | 100.71% | 100.71% | 17.24% | 12.08% |
| 2012-12-25 | Annual | -17.61% | -11.87% | -29.36% | -14.19% | -14.42% | -10,200.00% | -10,200.00% | 1.96% | 18.76% |
| 2013-12-25 | Annual | 7.59% | 31.43% | -19.26% | -24.69% | -4.49% | 158.91% | 158.91% | 7.69% | -0.66% |
| 2014-12-25 | Annual | -101.92% | -102.80% | -102.29% | 21.78% | -29.41% | 447.90% | 447.90% | 34.82% | -14.34% |
| 2015-12-25 | Annual | 2,200.00% | 2,111.11% | 2,385.71% | 5.54% | 156.67% | -70.71% | -70.71% | -7.28% | -7.89% |
| 2016-12-25 | Annual | -30.16% | -34.25% | -26.25% | 5.13% | 13.31% | 6.28% | 6.28% | -7.86% | -8.95% |
| 2017-12-25 | Annual | 286.36% | 253.78% | 327.97% | 11.96% | -10.03% | -9.85% | -9.85% | -3.10% | -2.90% |
| 2018-12-25 | Annual | -14.71% | -21.62% | -10.89% | 4.36% | 8.60% | 49.18% | 49.18% | -0.80% | 3.94% |
| ReportDate | PeriodType | Revenue | Cost | InterestEx | Continuous | NetIncome | DilutedSha | ProfitMarg | Continuous | NetMargin |
|---|
| 2006-12-25 | Annual | 205,704k | 164,246k | 84,428k | 24,111k | 24,111k | 30,226,961 | 20.20% | 11.70% | 11.70% |
| 2007-12-25 | Annual | 216,850k | 181,776k | 96,448k | 4,133k | 4,133k | 30,348,029 | 16.20% | 1.90% | 1.90% |
| 2008-12-25 | Annual | 164,049k | 179,189k | 78,916k | -35,279k | -35,279k | 29,463,k | -9.20% | -21.50% | -21.50% |
| 2009-12-25 | Annual | 145,781k | 119,589k | 55,949k | -16,773k | -16,773k | 29,766,k | 18.00% | -11.50% | -11.50% |
| 2010-12-25 | Annual | 132,641k | 107,718k | 39,387k | -37,273k | -37,273k | 30,457,k | 18.80% | -28.10% | -28.10% |
| 2011-12-25 | Annual | 119,612k | 94,724k | 31,212k | 230k | 230k | 31,026,k | 20.80% | 0.20% | 0.20% |
| 2012-12-25 | Annual | 101,175k | 83,175k | 18,006k | -20,437k | -20,437k | 32,711,k | 17.80% | -20.20% | -20.20% |
| 2013-12-25 | Annual | 84,493k | 70,150k | 13,413k | 10,027k | 10,027k | 44,533,k | 17.00% | 11.90% | 11.90% |
| 2014-12-25 | Annual | 76,985k | 67,785k | 11,825k | 50,206k | 50,206k | 50,168,k | 12.00% | 65.20% | 65.20% |
| 2015-12-25 | Annual | 85,352k | 59,042k | 9,113k | 16,282k | 16,282k | 48,350,k | 30.80% | 19.10% | 19.10% |
| 2016-12-25 | Annual | 92,805k | 60,447k | 8,428k | 18,828k | 18,828k | 47,037,k | 34.90% | 20.30% | 20.30% |
| 2017-12-25 | Annual | 118,749k | 81,416k | 13,157k | 21,785k | 21,785k | 49,492,k | 31.40% | 18.30% | 18.30% |
| 2018-12-25 | Annual | 135,984k | 89,655k | 22,627k | 37,178k | 37,178k | 49,850,k | 34.10% | 27.30% | 27.30% |
Income Statement Trend
| ReportDate | PeriodType | Revenue | Cost | InterestEx | Continuous | NetIncome | DilutedSha | ProfitMarg | Continuous | NetMargin |
|---|
| Average | Annual | -9.01% | -9.93% | -20.76% | 15.64% | 15.64% | 1.03% | -4.49% | -9.85% | -9.85% |
| 2007-12-25 | Annual | 5.42% | 10.67% | 14.24% | -82.86% | -82.86% | 0.40% | -19.80% | -83.76% | -83.76% |
| 2008-12-25 | Annual | -24.35% | -1.42% | -18.18% | -953.59% | -953.59% | -2.92% | -156.79% | -1,231.58% | -1,231.58% |
| 2009-12-25 | Annual | -11.14% | -33.26% | -29.10% | 52.46% | 52.46% | 1.03% | 295.65% | 46.51% | 46.51% |
| 2010-12-25 | Annual | -9.01% | -9.93% | -29.60% | -122.22% | -122.22% | 2.32% | 4.44% | -144.35% | -144.35% |
| 2011-12-25 | Annual | -9.82% | -12.06% | -20.76% | 100.62% | 100.62% | 1.87% | 10.64% | 100.71% | 100.71% |
| 2012-12-25 | Annual | -15.41% | -12.19% | -42.31% | -8,985.65% | -8,985.65% | 5.43% | -14.42% | -10,200.00% | -10,200.00% |
| 2013-12-25 | Annual | -16.49% | -15.66% | -25.51% | 149.06% | 149.06% | 36.14% | -4.49% | 158.91% | 158.91% |
| 2014-12-25 | Annual | -8.89% | -3.37% | -11.84% | 400.71% | 400.71% | 12.65% | -29.41% | 447.90% | 447.90% |
| 2015-12-25 | Annual | 10.87% | -12.90% | -22.93% | -67.57% | -67.57% | -3.62% | 156.67% | -70.71% | -70.71% |
| 2016-12-25 | Annual | 8.73% | 2.38% | -7.52% | 15.64% | 15.64% | -2.72% | 13.31% | 6.28% | 6.28% |
| 2017-12-25 | Annual | 27.96% | 34.69% | 56.11% | 15.71% | 15.71% | 5.22% | -10.03% | -9.85% | -9.85% |
| 2018-12-25 | Annual | 14.51% | 10.12% | 71.98% | 70.66% | 70.66% | 0.72% | 8.60% | 49.18% | 49.18% |
| ReportDate | PeriodType | Equity | TotalAsset | TotalLiabi | CurrentAss | CurrentLia | NonCurrent | DebtEquity | CurrentRat |
|---|
| 2006-12-25 | Annual | 281,333k | 2,703,545k | 2,422,212k | 2,280,519k | 1,822,935k | 599,277k | 0.116 | .799 |
| 2007-12-25 | Annual | 269,714k | 2,760,039k | 2,490,325k | 2,324,224k | 1,875,206k | 615,119k | 0.108 | .807 |
| 2008-12-25 | Annual | 234,923k | 2,618,073k | 2,383,150k | 2,219,485k | 1,885,931k | 497,219k | 0.099 | .850 |
| 2009-12-25 | Annual | 219,783k | 2,338,427k | 2,118,644k | 1,876,515k | 1,769,501k | 349,143k | 0.104 | .943 |
| 2010-12-25 | Annual | 176,055k | 2,197,298k | 2,021,243k | 1,660,356k | 1,689,781k | 331,462k | 0.087 | 1.018 |
| 2011-12-25 | Annual | 188,745k | 2,030,687k | 1,841,942k | 1,392,003k | 1,588,497k | 253,445k | 0.102 | 1.141 |
| 2012-12-25 | Annual | 170,760k | 1,808,365k | 1,637,605k | 1,079,271k | 1,462,074k | 175,531k | 0.104 | 1.355 |
| 2013-12-25 | Annual | 175,074k | 1,737,850k | 1,562,776k | 1,034,030k | 1,391,752k | 171,024k | 0.112 | 1.346 |
| 2014-12-25 | Annual | 240,135k | 1,833,550k | 1,593,415k | 1,168,823k | 1,347,836k | 245,579k | 0.151 | 1.153 |
| 2015-12-25 | Annual | 244,245k | 1,987,989k | 1,743,744k | 1,351,993k | 1,435,743k | 308,001k | 0.140 | 1.062 |
| 2016-12-25 | Annual | 249,806k | 2,191,345k | 1,941,539k | 1,566,335k | 1,514,991k | 426,548k | 0.129 | .967 |
| 2017-12-25 | Annual | 294,265k | 2,649,905k | 2,355,640k | 2,083,629k | 1,956,739k | 398,901k | 0.125 | .939 |
| 2018-12-25 | Annual | 309,334k | 2,811,357k | 2,502,023k | 2,268,314k | 2,213,220k | 288,803k | .124 | .976 |
Balance Sheet Trend
| ReportDate | PeriodType | Equity | TotalAsset | TotalLiabi | CurrentAss | CurrentLia | NonCurrent | DebtEquity | CurrentRat |
|---|
| Average | Annual | 1.71% | -3.90% | -4.30% | -4.19% | -3.16% | -6.48% | -3.10% | 1.00% |
| 2007-12-25 | Annual | -4.13% | 2.09% | 2.81% | 1.92% | 2.87% | 2.64% | -6.90% | 1.00% |
| 2008-12-25 | Annual | -12.90% | -5.14% | -4.30% | -4.51% | 0.57% | -19.17% | -8.33% | 5.33% |
| 2009-12-25 | Annual | -6.44% | -10.68% | -11.10% | -15.45% | -6.17% | -29.78% | 5.05% | 10.94% |
| 2010-12-25 | Annual | -19.90% | -6.04% | -4.60% | -11.52% | -4.51% | -5.06% | -16.35% | 7.95% |
| 2011-12-25 | Annual | 7.21% | -7.58% | -8.87% | -16.16% | -5.99% | -23.54% | 17.24% | 12.08% |
| 2012-12-25 | Annual | -9.53% | -10.95% | -11.09% | -22.47% | -7.96% | -30.74% | 1.96% | 18.76% |
| 2013-12-25 | Annual | 2.53% | -3.90% | -4.57% | -4.19% | -4.81% | -2.57% | 7.69% | -0.66% |
| 2014-12-25 | Annual | 37.16% | 5.51% | 1.96% | 13.04% | -3.16% | 43.59% | 34.82% | -14.34% |
| 2015-12-25 | Annual | 1.71% | 8.42% | 9.43% | 15.67% | 6.52% | 25.42% | -7.28% | -7.89% |
| 2016-12-25 | Annual | 2.28% | 10.23% | 11.34% | 15.85% | 5.52% | 38.49% | -7.86% | -8.95% |
| 2017-12-25 | Annual | 17.80% | 20.93% | 21.33% | 33.03% | 29.16% | -6.48% | -3.10% | -2.90% |
| 2018-12-25 | Annual | 5.12% | 6.09% | 6.21% | 8.86% | 13.11% | -27.60% | -0.80% | 3.94% |
| ReportDate | PeriodType | OperatingC | CAPEX | FreeCashFl | Investment | FinancialF |
|---|
| 2006-12-25 | Annual | 53,624k | -4,145k | 57,769k | -200,966k | 145,434k |
| 2007-12-25 | Annual | 54,585k | -5,364k | 59,949k | -108,157k | 55,298k |
| 2008-12-25 | Annual | 106,259k | 11,992k | 94,267k | 18,956k | -115,300k |
| 2009-12-25 | Annual | 46,119k | -936k | 47,055k | 216,699k | -261,161k |
| 2010-12-25 | Annual | 31,471k | -847k | 32,318k | 30,738k | -70,176k |
| 2011-12-25 | Annual | 32,735k | -542k | 33,277k | 52,727k | -68,433k |
| 2012-12-25 | Annual | 22,526k | -2,279k | 24,805k | 171,042k | -205,091k |
| 2013-12-25 | Annual | 26,036k | -1,203k | 27,239k | 40,052k | -31,370k |
| 2014-12-25 | Annual | -2,762k | -2,061k | -701k | -66,376k | 24,787k |
| 2015-12-25 | Annual | 13,750k | -1,741k | 15,491k | -148,300k | 137,480k |
| 2016-12-25 | Annual | 8,510k | -2,573k | 11,083k | -177,145k | 178,612k |
| 2017-12-25 | Annual | 49,718k | -261k | 49,979k | -148,124k | 99,399k |
| 2018-12-25 | Annual | 42,306k | -2,542k | 44,848k | -151,588k | 123,387k |
Cash Flow Trend
| ReportDate | PeriodType | OperatingC | CAPEX | FreeCashFl | Investment | FinancialF |
|---|
| Average | Annual | -14.91% | -29.41% | -10.27% | -2.34% | 2.48% |
| 2007-12-25 | Annual | 1.79% | -29.41% | 3.77% | 46.18% | -61.98% |
| 2008-12-25 | Annual | 94.67% | 323.56% | 57.25% | 117.53% | -308.51% |
| 2009-12-25 | Annual | -56.60% | -107.81% | -50.08% | 1,043.17% | -126.51% |
| 2010-12-25 | Annual | -31.76% | 9.51% | -31.32% | -85.82% | 73.13% |
| 2011-12-25 | Annual | 4.02% | 36.01% | 2.97% | 71.54% | 2.48% |
| 2012-12-25 | Annual | -31.19% | -320.48% | -25.46% | 224.39% | -199.70% |
| 2013-12-25 | Annual | 15.58% | 47.21% | 9.81% | -76.58% | 84.70% |
| 2014-12-25 | Annual | -110.61% | -71.32% | -102.57% | -265.72% | 179.01% |
| 2015-12-25 | Annual | 597.83% | 15.53% | 2,309.84% | -123.42% | 454.65% |
| 2016-12-25 | Annual | -38.11% | -47.79% | -28.46% | -19.45% | 29.92% |
| 2017-12-25 | Annual | 484.23% | 89.86% | 350.95% | 16.38% | -44.35% |
| 2018-12-25 | Annual | -14.91% | -873.95% | -10.27% | -2.34% | 24.13% |
Finance Detail
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Note