Highlights :
Key Ratio H /
Income H /
Balance Sheet H /
Cash Flow H |
Details :
Income D /
Balance Sheet D /
Cash Flow D |

NASDAQ / Sector: Financial Services / Sub-Sector: Savings & Cooperative Banks / Stock Type: Cyclical
# of Employee: 586 / Fiscal Year End: 2016-12-31 / Stock Type: Small Core
USD / Exchange Rate: 1 at 2016-11-22 / Estimation: $Confidential /

/ $

First Defiance Financial Corp is a unitary thrift holding company. Its traditional banking activities include originating and servicing residential, commercial and consumer loans and providing depository, trust and wealth management services.

Competitors | QuarterReport

Competitors List | Key Matrix Details

Finance Highlights

Key Ratio Highlights | Key Ratio H | Income H | Balance H | Cash H | Income D | Balance D | Cash D | Top

ReportDate	PeriodType	ROE	FCFMargin	FCFPerShar	EquityPerS	ProfitMarg	Continuous	NetMargin	DebtEquity	CurrentRat
2006-12-25	Annual	15.40%	21.80%	3.4	22.3	22.00%	13.80%	13.80%	0.117	.926
2007-12-25	Annual	16.50%	22.70%	3.8	23.2	18.80%	11.50%	11.50%	0.115	.950
2008-12-25	Annual	11.60%	21.70%	3.4	29.0	19.20%	6.00%	6.00%	0.133	.917
2009-12-25	Annual	10.30%	18.90%	2.9	28.6	26.10%	5.70%	5.70%	0.128	.993
2010-12-25	Annual	14.00%	27.30%	4.1	29.5	27.80%	6.60%	6.60%	0.134	1.069
2011-12-25	Annual	14.70%	35.60%	4.3	29.2	30.20%	13.60%	13.60%	0.155	1.088
2012-12-25	Annual	13.60%	30.50%	3.5	25.8	32.60%	16.20%	16.20%	0.144	1.097
2013-12-25	Annual	15.20%	39.30%	4.1	26.8	31.60%	21.10%	21.10%	0.146	1.109
2014-12-25	Annual	12.50%	32.40%	3.5	28.0	32.00%	22.50%	22.50%	0.147	1.083
2015-12-25	Annual	11.50%	28.70%	3.4	29.9	33.70%	23.50%	23.50%	0.139	1.030
2016-12-25	Annual	9.90%	24.00%	3.2	32.4	34.50%	23.80%	23.80%	0.134	1.030
2017-12-25	Annual	10.30%	25.90%	3.8	37.2	34.70%	21.80%	21.80%	0.142	1.045
2018-12-25	Annual	14.30%	35.00%	2.8	19.5	35.50%	28.30%	28.30%	.144	1.041

Key Ratio Trend

ReportDate	PeriodType	ROE	FCFMargin	FCFPerShar	EquityPerS	ProfitMarg	Continuous	NetMargin	DebtEquity	CurrentRat
Average	Annual	-7.48%	-4.41%	-6.42%	3.64%	2.31%	4.44%	4.44%	0.68%	0.83%
2007-12-25	Annual	7.14%	4.13%	11.08%	3.67%	-14.55%	-16.67%	-16.67%	-1.71%	2.59%
2008-12-25	Annual	-29.70%	-4.41%	-12.12%	25.10%	2.13%	-47.83%	-47.83%	15.65%	-3.47%
2009-12-25	Annual	-11.21%	-12.90%	-12.78%	-1.40%	35.94%	-5.00%	-5.00%	-3.76%	8.29%
2010-12-25	Annual	35.92%	44.44%	41.38%	3.21%	6.51%	15.79%	15.79%	4.69%	7.65%
2011-12-25	Annual	5.00%	30.40%	3.19%	-1.10%	8.63%	106.06%	106.06%	15.67%	1.78%
2012-12-25	Annual	-7.48%	-14.33%	-17.79%	-11.44%	7.95%	19.12%	19.12%	-7.10%	0.83%
2013-12-25	Annual	11.76%	28.85%	15.88%	3.64%	-3.07%	30.25%	30.25%	1.39%	1.09%
2014-12-25	Annual	-17.76%	-17.56%	-14.03%	4.72%	1.27%	6.64%	6.64%	0.68%	-2.34%
2015-12-25	Annual	-8.00%	-11.42%	-1.69%	6.57%	5.31%	4.44%	4.44%	-5.44%	-4.89%
2016-12-25	Annual	-13.91%	-16.38%	-6.42%	8.60%	2.37%	1.28%	1.28%	-3.60%	0.00%
2017-12-25	Annual	4.04%	7.92%	18.82%	14.78%	0.58%	-8.40%	-8.40%	5.97%	1.46%
2018-12-25	Annual	38.83%	35.14%	-26.95%	-47.55%	2.31%	29.82%	29.82%	1.41%	-0.38%

Income Statement Highlights | Key Ratio H | Income H | Balance H | Cash H | Income D | Balance D | Cash D | Top

ReportDate	PeriodType	Revenue	Cost	InterestEx	Continuous	NetIncome	DilutedSha	ProfitMarg	Continuous	NetMargin
2006-12-25	Annual	112,689k	87,882k	44,043k	15,600k	15,600k	7,155,963	22.00%	13.80%	13.80%
2007-12-25	Annual	120,881k	98,202k	50,089k	13,904k	13,904k	7,167,010	18.80%	11.50%	11.50%
2008-12-25	Annual	122,532k	99,062k	41,268k	7,357k	7,357k	7,911,k	19.20%	6.00%	6.00%
2009-12-25	Annual	126,874k	93,781k	33,257k	7,194k	7,194k	8,196,k	26.10%	5.70%	5.70%
2010-12-25	Annual	123,455k	89,165k	25,702k	8,108k	8,108k	8,153,k	27.80%	6.60%	6.60%
2011-12-25	Annual	114,583k	79,950k	17,186k	15,534k	15,534k	9,540,k	30.20%	13.60%	13.60%
2012-12-25	Annual	115,317k	77,717k	11,937k	18,664k	18,664k	9,998,k	32.60%	16.20%	16.20%
2013-12-25	Annual	105,351k	72,014k	7,170k	22,235k	22,235k	10,171,k	31.60%	21.10%	21.10%
2014-12-25	Annual	107,889k	73,317k	6,559k	24,292k	24,292k	9,975,k	32.00%	22.50%	22.50%
2015-12-25	Annual	112,639k	74,670k	6,781k	26,423k	26,423k	9,383,k	33.70%	23.50%	23.50%
2016-12-25	Annual	121,413k	79,533k	8,440k	28,843k	28,843k	9,035,k	34.50%	23.80%	23.80%
2017-12-25	Annual	148,183k	96,782k	11,431k	32,268k	32,268k	10,028,k	34.70%	21.80%	21.80%
2018-12-25	Annual	163,546k	105,495k	16,462k	46,249k	46,249k	20,468,k	35.50%	28.30%	28.30%

Income Statement Trend

ReportDate	PeriodType	Revenue	Cost	InterestEx	Continuous	NetIncome	DilutedSha	ProfitMarg	Continuous	NetMargin
Average	Annual	2.41%	0.88%	-17.61%	9.25%	9.25%	1.73%	2.31%	4.44%	4.44%
2007-12-25	Annual	7.27%	11.74%	13.73%	-10.87%	-10.87%	0.15%	-14.55%	-16.67%	-16.67%
2008-12-25	Annual	1.37%	0.88%	-17.61%	-47.09%	-47.09%	10.38%	2.13%	-47.83%	-47.83%
2009-12-25	Annual	3.54%	-5.33%	-19.41%	-2.22%	-2.22%	3.60%	35.94%	-5.00%	-5.00%
2010-12-25	Annual	-2.69%	-4.92%	-22.72%	12.71%	12.71%	-0.52%	6.51%	15.79%	15.79%
2011-12-25	Annual	-7.19%	-10.33%	-33.13%	91.59%	91.59%	17.01%	8.63%	106.06%	106.06%
2012-12-25	Annual	0.64%	-2.79%	-30.54%	20.15%	20.15%	4.80%	7.95%	19.12%	19.12%
2013-12-25	Annual	-8.64%	-7.34%	-39.93%	19.13%	19.13%	1.73%	-3.07%	30.25%	30.25%
2014-12-25	Annual	2.41%	1.81%	-8.52%	9.25%	9.25%	-1.93%	1.27%	6.64%	6.64%
2015-12-25	Annual	4.40%	1.85%	3.38%	8.77%	8.77%	-5.93%	5.31%	4.44%	4.44%
2016-12-25	Annual	7.79%	6.51%	24.47%	9.16%	9.16%	-3.71%	2.37%	1.28%	1.28%
2017-12-25	Annual	22.05%	21.69%	35.44%	11.87%	11.87%	10.99%	0.58%	-8.40%	-8.40%
2018-12-25	Annual	10.37%	9.00%	44.01%	43.33%	43.33%	104.11%	2.31%	29.82%	29.82%

Balance Sheet Highlights | Key Ratio H | Income H | Balance H | Cash H | Income D | Balance D | Cash D | Top

ReportDate	PeriodType	Equity	TotalAsset	TotalLiabi	CurrentAss	CurrentLia	NonCurrent	DebtEquity	CurrentRat
2006-12-25	Annual	159,825k	1,527,879k	1,368,054k	1,229,736k	1,138,445k	229,609k	0.117	.926
2007-12-25	Annual	165,954k	1,609,404k	1,443,450k	1,281,557k	1,217,858k	225,592k	0.115	.950
2008-12-25	Annual	229,159k	1,957,400k	1,728,241k	1,603,603k	1,469,912k	258,329k	0.133	.917
2009-12-25	Annual	234,086k	2,057,523k	1,823,437k	1,590,921k	1,580,226k	243,211k	0.128	.993
2010-12-25	Annual	240,331k	2,035,517k	1,795,186k	1,473,702k	1,575,419k	219,767k	0.134	1.069
2011-12-25	Annual	278,127k	2,068,190k	1,790,063k	1,467,663k	1,596,241k	193,822k	0.155	1.088
2012-12-25	Annual	258,128k	2,046,948k	1,788,820k	1,520,610k	1,667,472k	121,348k	0.144	1.097
2013-12-25	Annual	272,147k	2,137,148k	1,865,001k	1,564,618k	1,735,792k	129,209k	0.146	1.109
2014-12-25	Annual	279,505k	2,178,952k	1,899,447k	1,626,555k	1,760,813k	138,634k	0.147	1.083
2015-12-25	Annual	280,197k	2,297,676k	2,017,479k	1,782,358k	1,836,137k	181,342k	0.139	1.030
2016-12-25	Annual	293,018k	2,477,597k	2,184,579k	1,924,210k	1,981,628k	202,951k	0.134	1.030
2017-12-25	Annual	373,286k	2,993,403k	2,620,117k	2,332,465k	2,437,656k	182,461k	0.142	1.045
2018-12-25	Annual	399,589k	3,181,722k	2,782,133k	2,518,321k	2,620,882k	161,251k	.144	1.041

Balance Sheet Trend

ReportDate	PeriodType	Equity	TotalAsset	TotalLiabi	CurrentAss	CurrentLia	NonCurrent	DebtEquity	CurrentRat
Average	Annual	3.83%	5.12%	5.51%	3.96%	4.46%	-5.85%	0.68%	0.83%
2007-12-25	Annual	3.83%	5.34%	5.51%	4.21%	6.98%	-1.75%	-1.71%	2.59%
2008-12-25	Annual	38.09%	21.62%	19.73%	25.13%	20.70%	14.51%	15.65%	-3.47%
2009-12-25	Annual	2.15%	5.12%	5.51%	-0.79%	7.50%	-5.85%	-3.76%	8.29%
2010-12-25	Annual	2.67%	-1.07%	-1.55%	-7.37%	-0.30%	-9.64%	4.69%	7.65%
2011-12-25	Annual	15.73%	1.61%	-0.29%	-0.41%	1.32%	-11.81%	15.67%	1.78%
2012-12-25	Annual	-7.19%	-1.03%	-0.07%	3.61%	4.46%	-37.39%	-7.10%	0.83%
2013-12-25	Annual	5.43%	4.41%	4.26%	2.89%	4.10%	6.48%	1.39%	1.09%
2014-12-25	Annual	2.70%	1.96%	1.85%	3.96%	1.44%	7.29%	0.68%	-2.34%
2015-12-25	Annual	0.25%	5.45%	6.21%	9.58%	4.28%	30.81%	-5.44%	-4.89%
2016-12-25	Annual	4.58%	7.83%	8.28%	7.96%	7.92%	11.92%	-3.60%	0.00%
2017-12-25	Annual	27.39%	20.82%	19.94%	21.22%	23.01%	-10.10%	5.97%	1.46%
2018-12-25	Annual	7.05%	6.29%	6.18%	7.97%	7.52%	-11.62%	1.41%	-0.38%

Cash Flow Highlights | Key Ratio H | Income H | Balance H | Cash H | Income D | Balance D | Cash D | Top

ReportDate	PeriodType	OperatingC	CAPEX	FreeCashFl	Investment	FinancialF
2006-12-25	Annual	21,738k	-2,875k	24,613k	-68,477k	47,506k
2007-12-25	Annual	18,713k	-8,669k	27,382k	-63,527k	60,344k
2008-12-25	Annual	22,007k	-4,562k	26,569k	-130,947k	89,539k
2009-12-25	Annual	23,472k	-536k	24,008k	-43,371k	94,863k
2010-12-25	Annual	32,200k	-1,561k	33,761k	44,356k	-28,508k
2011-12-25	Annual	38,739k	-2,024k	40,763k	-40,949k	7,977k
2012-12-25	Annual	31,910k	-3,213k	35,123k	-24,172k	-45,837k
2013-12-25	Annual	39,363k	-2,045k	41,408k	-69,872k	72,995k
2014-12-25	Annual	30,065k	-4,851k	34,916k	-103,662k	7,215k
2015-12-25	Annual	30,652k	-1,631k	32,283k	-154,254k	90,435k
2016-12-25	Annual	26,984k	-2,105k	29,089k	-158,480k	150,730k
2017-12-25	Annual	35,957k	-2,414k	38,371k	-132,878k	111,611k
2018-12-25	Annual	53,055k	-4,154k	57,209k	-213,024k	145,238k

Cash Flow Trend

ReportDate	PeriodType	OperatingC	CAPEX	FreeCashFl	Investment	FinancialF
Average	Annual	6.66%	-29.66%	-2.97%	-48.36%	27.02%
2007-12-25	Annual	-13.92%	-201.53%	11.25%	7.23%	27.02%
2008-12-25	Annual	17.60%	47.38%	-2.97%	-106.13%	48.38%
2009-12-25	Annual	6.66%	88.25%	-9.64%	66.88%	5.95%
2010-12-25	Annual	37.18%	-191.23%	40.62%	202.27%	-130.05%
2011-12-25	Annual	20.31%	-29.66%	20.74%	-192.32%	127.98%
2012-12-25	Annual	-17.63%	-58.75%	-13.84%	40.97%	-674.61%
2013-12-25	Annual	23.36%	36.35%	17.89%	-189.06%	259.25%
2014-12-25	Annual	-23.62%	-137.21%	-15.68%	-48.36%	-90.12%
2015-12-25	Annual	1.95%	66.38%	-7.54%	-48.80%	1,153.43%
2016-12-25	Annual	-11.97%	-29.06%	-9.89%	-2.74%	66.67%
2017-12-25	Annual	33.25%	-14.68%	31.91%	16.15%	-25.95%
2018-12-25	Annual	47.55%	-72.08%	49.09%	-60.32%	30.13%

Finance Detail

Income Statement Details | Key Ratio H | Income H | Balance H | Cash H | Income D | Balance D | Cash D | Top

{##IncomeSheetDetail}

Balance Sheet Details | Key Ratio H | Income H | Balance H | Cash H | Income D | Balance D | Cash D | Top

{##BalanceSheetDetail}

Cash Flow Details | Key Ratio H | Income H | Balance H | Cash H | Income D | Balance D | Cash D | Top

{##CashFlowDetail}

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